Why you need the Aflac Financial Safety Net

I think most people in today’s day and-age understand the need for a major medical program to pay doctors and hospitals if they get sick or injured. Unfortunately many people fail to realize that illnesses and injuries don’t just impact people physically, they also impact them emotionally and financially.

What Aflac does for about 50 million people worldwide is provides them with the peace-of-mind of knowing God forbid something happens, their family will be protected against the financial hardships associated with these illnesses and injuries.

Aflac is unique in that unlike other insurance that pays someone else, like doctors and hospitals, Aflac pays the policyholder directly. We pay CASH to cover the out-of-pocket expenses such as co-pays, deductibles, experimental treatment and even for going out-of-network for treatment.

More importantly, however; Aflac provides families with the luxury of not having to worry about the financial repercussions of doing what’s in their heart, which is providing their loved ones with the much needed emotional support to get through the physical battles when it gets more serious.

Fact of the matter is that in today’s world, most families rely on every dollar that is brought in to the household. Illness, injuries and even maternities can disrupt the flow of not just the patient’s income, but the entire family. As such, Aflac’s CASH benefits are often used to pay for things like mortgage payments, car payments, grocery bills, utility bills, travel expenses, lodging expenses, daycare and more.

Bottom Line: Aflac’s programs are unique in that, unlike health insurance that pays doctors and hospitals, Aflac pays policyholders CASH to spend as they see fit.

Construction Workers need Aflac

Soccer Moms with the Aflac Duck

Can you cover those out of pocket expenses associated with an accident?

We all know accidents happen! The National Safety Council stated the following, regarding injury facts.

1. Unintentional injuries are the fifth leading cause of death overall and first among persons in age groups from 1 to 44.
2. On the average, there are 13 unintentional-injury deaths and about 2,650 disabling injuries every hour during the year.
3. A disabling injury occurs in the home about every four seconds.
4. In 2003 about 35% of all hospital emergency department visits in the United States were injury-related.

Many people today, due to the high cost, simply do not have medical insurance, or if they did, their co-payment or deductibles can be extremely high. There is an option available which can pay cash directly to the policyholder, should an accident happen. That option is, Aflac’s Personal Accident Indemnity Plan.

Personal Accident – Level 2 Provides 24/7 coverage for the entire family. If you get hurt on or off the job, you’ll need CASH to pay your bills. The plan provides you that cash. At work, at school or at play, accidents can happen anytime to anyone.

Also, after you have had this plan for (12) months, Aflac will pay you $60.00 towards your next annual “wellness” visit, to encourage you to visit a physician. The plan also pays the following benefits:

• $135/$80 Emergency Treatment Benefit Adult/Child
• $40 Follow up visit
• $1,650 Hospital Confinement Benefit
• $500 Daily Hospital Benefit
• Up to $13,750 Lump Sum Injuries Benefit
• $225/$1,650 Allowance for Ambulance Benefit Ground/Air
• $60 Wellness Benefit. This benefit kicks in after the 1st year
• Accidental Death & Dismemberment Benefit
• Common Carrier – Insured and Spouse $275,000.00
• Common Carrier – Child $55,000.00
• Other Accidents – Insured and Spouse $82,500.00
• Other Accidents – Children $27,500.00
• Guaranteed Renewable for your lifetime, Plus much more!
  

Refer to Policy for Complete Description of Benefits, Limitations, and Exclusions

For as little as $38.10 per month for an individual or $59.70 per month for a family, paid conveniently by a bank draft or credit card, you can have the added financial protection.

Accidents are not planned, but policyholders can be prepared if one occurs. Now, more than ever it is important to provide you or your family a financial safety net. Please give me a call at 727-492-3301, so that we can set up an appointment to discuss the many features and benefits of Aflac’s Personal Accident Plan.